What the Tech: How to safeguard if you have an IRS check mailed
AUGUSTA, Ga. (WRDW/WAGT) - While most Americans file their taxes electronically and receive a refund by direct deposit, some 9 million taxpayers still choose to receive a check in the mail.
That number has declined in recent years, but it still presents an opportunity for bad guys.
With average refunds exceeding $3,000, refund checks become a prime target for theft.
Opportunistic criminals are known to follow mail carriers through neighborhoods and, once the truck is out of sight, they’ll open the mailbox, take what’s there, and drive off.
Once the crook has it in hand, they’re known to change the name on the check and find a place that will cash it.
That’s not easy to do these days, but it does happen to taxpayers who choose to receive their refunds by mail. Here’s how to safeguard yourself if you still have a check mailed to you from the IRS.
- Track your refund: The IRS website (IRS.gov/refunds) allows you to check the status of your refund using your Social Security number, filing status, and refund amount.
- the IRS2Go app: Stay updated on your refund status with the official IRS app.
- Sign up for Informed Delivery: This free service from USPS provides daily email notifications with grayscale images of your expected mail. This way, you can quickly identify missing or suspicious items.
- Secure your address: The FBI recommends ing your address with USPS Informed Delivery to prevent criminals from enrolling your mailing address and receiving updates on what’s coming to your mailbox.
- Consider direct deposit: While some prefer paper checks, direct deposit into your bank is the most secure way to receive your refund and avoid the risk of theft. , criminals are after more than just refund checks. They target any mail containing personal information.
By taking these precautions, you can protect yourself from identity theft and ensure you receive your hard-earned refund safely.
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